2015 Plan Performance Rankings Q4

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

William Golding s Lord Of The Flies - 1381 Words

Transformation As people age, they generally tend to transform from young and oblivious children into wise and aware adults. A group of young boys arrived on the island as proper English schoolboys, but months later, they left as dirty, unkempt savages. In William Golding’s novel Lord of the Flies, an array of young school boys find themselves stranded on an island as a result of a plane crash during World War Two. With no adults, rules, and nothing holding them back, they are left to fend for themselves. In the beginning, the boys elect Ralph as chief, and begin to gradually become accustomed to the island. Near the middle, the boys begin to divide themselves. Jack Merridew, once an innocent choir boy, is now transforming himself and†¦show more content†¦At the beginning of Lord of the Flies, the rules of the conch are followed with deep reverence by most of the young, stranded boys. The rules are quite simple: a person can only talk if they have possession of the conch; those that do not have possession of the conch are not permitted to speak. As a result of the conch calling the boys together and it giving the survivors a democratic process for speaking, these simple rules bring order and democracy to an otherwise unrefined society. By the middle of the book, however, the conch has lost most, if not all, of its power to everyone besides Piggy and Ralph. They each believe that the conch alone has the power to hold the group together. If none of the boys follow the rules of the conch, then the hope of their survival is pointless. When Jack begins distancing himself from the rules of the conch and starts to only believe in hunting, Ralph realizes that if he blows the conch in an attempt to organize and the other survivors don’t respond, then all traces of the remaining civil behavior in the bots will be lost. After all, without a functional and organized society, they can begin their road to savagery. Near the end of Lord of the Flies, the conch has b een destroyed. While attempting to get Piggy’s glasses back after they had been stolen by Jack’s tribe, Piggy finds himself and the conch being struck down by a

The War Of The Vietnam War - 2031 Words

During the 20th century there have been a number amount of incidents that resulted in a change in a countries government. Radical change in government was what started infamous wars such, World War I, World War II, and the Cold War. But, probably one of the most influential events that changed the United States was the Vietnam War that lasted roughly twenty years (1955-1975). The Vietnam War, also known in Vietnam as Resistance War Against America (Vietnamese: Khà ¡ng chiá º ¿n chá »â€˜ng Má » ¹) or simply the American War, was a Cold War-era proxy war that occurred in Laos, Cambodia, and Vietnam. The Cold War’s communist influence was what led Vietnam’s government to a communist government on its own. At first the America had no involvement in the†¦show more content†¦Another objective was to establish a government for workers, peasants, and soldiers and the organization of a workers militia. Other objectives were cancellation of public debts and confisca tion of means of production and their transfer to the government. There would be distribution of French-owned lands to peasants, a suppression of taxes for the people and establishment of an eight-hour work day. A development of crafts and agriculture and the institution of freedom of organization will be issued through the charter. Finally, an establishment of education for all citizens will be issued. (1) This was the beginning of the radical change in Vietnam; these new objectives will be the starting points of what will be a brand new government completely separate from French control. In 1945 Ho Chi Minh declared Vietnamese Independence, and conflict between the French and the Vietnamese people officially began. The Declaration of Independence of the Democratic Republic of Vietnam states: All men are created equal. They are endowed by their Creator with certain unalienable Rights; among these are Liberty, Life and the pursuit of Happiness. â€Å"This immortal statement appeare d in the Declaration of Independence of the United States of America in 1776. In a broader sense, it means: all the peoples on the earth are equal from birth; all the peoples have a right to live and to be happy and free. The Declaration of the Rights of Man and the Citizen, made at the time of

Queen Elizabeth Essay examples - 1227 Words

Queen Elizabeth I Queen Elizabeth, the first, proved to be a very good and loyal monarch to England. She brought about many changes, both good and bad. On September 7, 1533 a baby girl came into the world. Back then many parents would have been greatly disappointed to have had a baby girl, rather then a boy. However these parents were glad by the birth of their first child together. These proud parents were the king and queen of England, King Henry VIII and Anne Boleyn. The girl child was named Elizabeth. The only reason for the birth of Elizabeth had been that she would have been male so that he could have been the heir to King Henry the VIII. It wasnamp;#8217;t until two years later that Henry realized he wasnamp;#8217;t going to get†¦show more content†¦Elizabethamp;#8217;s older half-sister, Mary Tudor came to the throne. Mary, who was Catholic, earned the nickname quot;Bloody Maryquot;. During the time that Bloody Mary was at the throne she married Philip of Spain, soon to be Philip the second. However Parliament blocked his accession to the English throne. She burned many Protestants at the stake. When rebels wanted to place Elizabeth on the throne Queen Mary had her arrested and sent to the Tower of London and later on to Woodstock. She remained imprisoned for five years until Mary, near death, named Elizabeth her successor. On March 17, 1558, the last Tudor monarch of England ascended the throne. Elizabeth initially did not want to face the heated conflict between the Catholics and Protestants in England. However Mary Stuart forced her to. The Catholic Mary, queen of Scotland, was the grandniece of Henry VIII and the next in line to the throne. Accused of murdering her second husband, Henry Stuart Darnley, Mary fled to England to escape a rebellion in Scotland. Many European and English Catholics plotted to put her on the throne. To protect her crown, Elizabeth had her cousin Mary Placed under house arrest in 1567. Meanwhile, Elizabethamp;#8217;s throne was threatened from the outside forces. Philip II, who became ruler of Spain and its empire in 1556, sought to control the world. England and many other European countries were jealous of Spainamp;#8217;s riches, especially in the New World. ElizabethShow MoreRelatedQueen Elizabeth: The Virgin Queen922 Words   |  4 PagesEngland.† -Elizabeth I (Add Intro) Queen Elizabeth was famously known as â€Å"The Virgin Queen† for never marrying. She refused to share her power. Queen Elizabeth was born in 1533 and she and her sister were claimed to be illegitimate by her father, Henry VIII since he was looking for a male heir to his throne. Her mother, Anne Boleyn, was executed by her husband Henry VIII for what historians believe was false charges of adultery and conspiracy when Elizabeth was just two. Elizabeth stayed at HatfieldRead MoreThe Queen Elizabeth And Elizabeth1104 Words   |  5 Pagesthis was George VI and Queen Elizabeth with the two princesses Elizabeth and Margaret. It was taken by someone my great grandmother knew, who was employed at the palace. Apparently those two little princesses were always into mischief; they were into everything. As with most siblings they used to fight all the time but if anyone tried to come between them, they’d stick together like glue. The younger sister was forever getti ng into scrapes that her elder sister, Elizabeth, had to try to get her outRead MoreThe Role Of Queen Elizabeth I And Queen Elizabeth I1271 Words   |  6 Pagesgrand total of 66 monarchs, all varying in historical importance. Queen Elizabeth I and Queen Victoria are two great monarchs still remembered today. Both women were influential figures who coined their own eras. Queen Elizabeth I influenced the Golden Age, bringing learned arts and education into popularity. The Victorian era became known as an age of great wealth and expansion for the British Empire which is attributed to Queen Victoria’s reign. What made these seemingly ordinary women become someRead MoreEssay on Queen Elizabeth841 Words   |  4 PagesThe last queen of the Tudor dynasty, Queen Elizabeth I proved to be on of the most celebrated, and controversial leaders in English history. Raised in a neglectful home, and shadowed by her mothers reputation, Elizabeth did not have the royal treatment that her si blings received. From her birth, she was a disappointment, as a child she was intelligent, yet unnoticed, and the road to her 1558-1603 reign was troubled. Elizabeth was born on September 7, 1533. To the disappointment of King HenryRead MoreQueen Elizabeth I702 Words   |  3 PagesQueen Elizabeth I was the most extraordinary leader in English history. She was born on September 7, 1533 at Greenwich Palace. Her birth was not celebrated; instead it was a bitter failure to her father King Henry VIII, who was expecting the birth of a son. Her mother was executed for treason not long after her birth (Jokinen 1). After Henry VIII’s third spouse Jane Seymour died; however, Elizabeth was set back in the order of succession after Edward and Mary by act of parliament. When she came intoRead More Queen Elizabeth Essay966 Words   |  4 Pages Queen Elizabeth was born on September 7, in 1533 to a royal couple by the name of Henry VIII and Anne Boleyn. She pertained a strong personality and strong political skills in overlooking marriage proposals and intensely flirting with many available suitors. She reigned over England without a king or children (Britannia: Elizabeth 1). Her father was known for the execution of his wives. The king had announced that any daughter would be illegitimate to the line of succession because his upcomingRead MoreQueen Mary and Queen Elizabeth of England1626 Words   |  7 PagesQueen Mary and Queen Elizabeth of England Sixteenth century England experienced a phenomenon sometimes referred to as the Age of Queens. The decisive power of the country was placed in women’s hands and their reigns were watched with a reasonable doubt. There is contrast of rule in terms of reigns between Queen Mary and Queen Elizabeth of England, both of whom were engaged in a protracted struggle for the English throne. Beside the legitimacy of their claims, there are more significant considerationsRead MoreQueen Elizabeth I Of England1040 Words   |  5 PagesElizabeth sat in her bedroom in the Buckingham palace brushing her long, curly, red hair which was stained with strands of gray. She focused on the mirror and softly stared at the freckles on her pale skin, which looked as if it needed to be ironed, and her dark brown eyes that looked like a black hole against her pale complexion. The year was 1587, Elizabeth had gone through so much to be here. Oh, my mistake, I should probably refer to her by her formal name . The Elizabeth of this daring storyRead MoreQueen Elizabeth: Majestic Virgin Queen Essay2248 Words   |  9 Pagesand for my glory, if, when I die, an inscription be engraved on a marble tomb, saying, â€Å"Here lieth Elizabeth, which reigned a virgin, and died a virgin.†Ã¢â‚¬  Unfortunately these words had become spasmodically through her reign as Queen. Queen Elizabeth was in a constant battle with Parliament for her to marry and leave an heir to the throne. She never married and did indeed die a virgin. Queen Elizabeth was often depicted in many paintings as a virgin and being of purity, of being of royalty, of strongRead MoreEssay on Queen Elizabeth I1429 Words   |  6 Pages Elizabeth I nbsp;nbsp;nbsp;nbsp;nbsp; King Henry VIII wanted a son. He had been married for seventeen long years and had only been given a daughter named Mary. Someday one of his children would rule England and it was supposed to be a boy. Henry decided he wanted a younger wife who could bear many children, so he formed his own church and re-married Anne Boleyn. This began the life of Elizabeth. nbsp;nbsp;nbsp;nbsp;nbsp;Elizabeth was born on Sunday, September 7th 1533 at three o’

Reece Biology Study Material - 3724 Words

Campbells Biology, 9e (Reece et al.) Chapter 35 Plant Structure, Growth, and Development In previous chapters, students have been exposed to basic processes in life such as photosynthesis, respiration, and evolution. Chapter 35 provides key vocabulary on plant structure and development and introduces basic concepts and processes. This information is critical for understanding higher-order concepts introduced in subsequent chapters. Multiple-Choice Questions 1) One major advantage of using Arabidopsis thaliana as a model system for studies of plant form and function is its A) fast generation time. B) exceptionally large genome. C) large seeds. D) high tolerance to stress. E) high mutation rate. Answer: A Topic: Concept†¦show more content†¦D) vascular tissue is found in roots but is absent from leaves. E) leaves have epidermal tissue but roots do not. Answer: C Topic: Concept 35.2 Skill: Application/Analysis 19) A student examining leaf cross sections under a microscope finds many loosely packed cells with relatively thin cell walls. The cells have numerous chloroplasts. What type of cells are they? A) parenchyma B) xylem C) endodermis D) collenchyma E) sclerenchyma Answer: A Topic: Concept 35.2 Skill: Application/Analysis 20) Compared to most animals, the growth of most plants is best described as A) perennial. B) weedy. C) indeterminate. D) derivative. E) primary. Answer: C Topic: Concept 35.2 Skill: Application/Analysis 21) A vessel element would likely lose its protoplast in which section of a root? A) zone of cell division B) zone of elongation C) zone of maturation D) root cap E) apical meristem Answer: C Topic: Concept 35.2 Skill: Knowledge/Comprehension 22) Gas exchange, which is necessary for photosynthesis, can occur most easily in which leaf tissue? A) epidermis B) palisade mesophyll C) spongy mesophyll D) vascular tissue E) bundle sheath Answer: C Topic: Concept 35.2 Skill: Knowledge/Comprehension 23) Which of the following best describes advantages conferred by compound leaves versus simple leaves? A) Theres a greater chance of capturing photons in intermittently shady areas. B) There is lessShow MoreRelatedWhat Is Life? Worksheet1661 Words   |  7 PagesInclude reference citations. 1. Find a media piece—article, video, presentation, song, or other—that recognizes the fundamental concepts of chemistry in biology. Include the link or reference citation for the piece and describe how it helped you better understand how fundamental concepts of chemistry affect biology. Biochemistry is the study of chemical processes in living organisms. It oversees every living process and organism. According to Arizona State University (2003), â€Å"by controlling theRead MoreMgc Practical Four Write Up. Brianna Golder-Dewar. A1721816.1268 Words   |  6 Pagesprocess will then repeat. (Reece, et al, 2015) A Dissolved Oxygen Electrode can detect the changes of oxygen production when there is a change in its environment. Originating from the Clark electrode, its silver anode and platinum is submerged in a potassium chloride electrolyte solution. When a voltage is applied, the oxygen is reduced and the electrons flow to the cathode. As there is an increase in oxygen, the more electrons that flow to the cathode. (Walker, 1990) Material and Methods The practicalRead MoreIdentification Of Unknown Organisms And Two Eukaryotes3349 Words   |  14 PagesIdentification of Unknown Organisms Benjamin Nibarger Professor Hoffman Monday 11:15 AM Group Members - Jamie Jerome, Natalie Perez, Ruth Pinzon September 27, 2014 â€Æ' Introduction The purpose of this study is to identify four unknown organisms. The unknown organisms have been assigned randomly to six-research groups by Professor Hoffman. Each research group was provided two eukaryotes and two prokaryotes. The unknown organisms will fall into the following classifications: bacteria, algae, fungiRead MoreLab Report Osmosis Essay1683 Words   |  7 Pagesosmosis on artificial cells with different concentrations of sucrose Alex McRae Biology 120-902 Grand Valley State University 1 Campus Drive Allendale, MI 49401 mcraeal@mail.gvsu.edu Abstract In this study, we tested the validity of osmosis in artificial animal cells. Osmosis is the diffusion of free water across a membrane. The purpose of the study was to calculate the rate of osmosis in artificial cells containing different concentrationsRead MoreWHat are Enzymes? Essay1666 Words   |  7 Pagesthat act as a catalyst, and it’s a chemical agent that accelerates the reaction without being consumed by the feedback or the results (Campbell and Reece, 2005). 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The experiment in this study is to determine the effects of pH and enzyme concentration on theRead MoreEffect of Temperature on the Rate of Movement of Gammarus Stosus1617 Words   |  7 PagesEffect of Temperature on the Rate of Movement of Gammarus setosus Abstract Gammarus setosus is a marine amphipod that is found in the intertidal waters of British Columbia. A study of temperature on the rate of movement of Gammarus setosus was undertaken to find whether temperature would positively or negatively affect the activity of Gammarus setosus. Specimens of Gammarus setosus was obtained and tested. 30 ppt salt water of 5 °C, 23 °C, and 30 °C was used to perform the experiment. TheRead MoreDrosophila Ausomal and Sex-Linked Cross Essay1377 Words   |  6 Pagesgiven us important results with regards to knowing why certain organisms and their expressions are the way they are and how some expressions are suppressed due to those particular expressions being recessive. 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He felt that a population could change over generationsRead MoreEssay on Anaerobic Metabolism Report881 Words   |  4 PagesTitle: Anaerobic Metabolism and Exercise Introduction: In this experiment, the purpose of this experiment was to study anaerobic metabolism and blood lactate levels after different periods of rest. Anaerobic metabolism is used when aerobic metabolism can no longer fuel energy needs. Anaerobic metabolism is used in certain conditions such as when in low oxygen conditions and exercising exceeding the capacity for oxygen delivery to tissues and aerobic energy production. In these conditions during

The Novel Frankenstein By Mary Shelley - 983 Words

The novel Frankenstein, authored by Mary Shelley, begins with the introduction of explorer Robert Walton and his series of letters, to his sister Margaret Saville. Walton is the captain of a ship en route on a treacherous expedition to the North Pole. He composes a multitude of letters, particularly one where he informs Margaret that the ship is immovable and surrounded by ice. Walton reports sighting an enormous man-like creature being pulled by a dog sled, as he is looking out into the icy distance. A short time after, they made a rescue of a man, afloat a slab of ice, and in dreadful health. After a week of revival, the man was able to talk and share his story with Walton. This man was Victor Frankenstein. Victor Frankenstein describes his loving family life in Geneva, his birth, and early childhood. Victor at that point then introduces his childhood partner, and cousin, Elizabeth Lavenza. Just as Elizabeth was being adopted into Victor’s welcoming family, Victor’s mother prearranged their future marriage. Henry Clerval, a schoolmate, and close companion of Victor is also inaugurated. Victor expresses to Walton, that as a young man, he was always mesmerized by science and the unknown of the natural world. He decided to explore his fascinations and attend the University of Ingolstadt. During his departure, Victor’s mother becomes ill and dies. At the University, Victor centralizes his studies and isolates himself from society and his family. Soon after, Victor privatelyShow MoreRelatedThe Novel Frankenstein By Mary Shelley Essay1435 Words   |  6 Pages The novel Frankenstein by Mary Shelley, is a story about how important having a family is to some, but also judging someone based on their appearance. Victor Frankenstein starts the novel by describing his childhood with his loving and supportive family. 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Governance and Management of Healthcare

Question: Discuss about theGovernance and Management of Healthcare. Answer: Introduction Health inequality has been the order of the day among the Maori people of New Zealand for decades (Rosa ODonnel, 2013). This is despite numerous endeavors by various stakeholders to alleviate it. Unequal distribution of social determinants of health has been the major culprit. Since the colonial period, the Maori have been subjected to environments characterized by impoverished housing conditions, poor income, wanting education and poor sanitation. These incessant factors have led to the existing differential disease incidences and inability to curb the existing ailments .For instance, deplorable housing standards and wanting sanitary facility in Aotearon New Zealand have contributed to the endemicity of tuberculosis which is the major cause of deaths in this locality (Ministry of Health New Zealand, 2011) Differences in the access of health services have also contributed to the continued suffering of the Maori. This phenomenon is clearly depicted by minute cases of hospitalizations despite high mortality rate among the Maori. A number of factors have contributed to this disparity in the access of healthcare. A high number of Maorians reside in remote areas that are almost incompletely accessible. This poses a challenge to those without resource or access to transport to reach treatment and prevention services. In addition, lack of social support and ethnicity has led to this disparity. According to (Ministry of Health, 2011), comparatively, Maori people have less access to primary health care and social support than their counterpart ethnical groups. This has culminated in high burden of potentially controllable ailments among the Maori. Furthermore; differential exposure to health education has resulted in the indiscriminate indulgence in behavior risk factors among the Maori. These indulgences include excessive consumption of alcohol, tobacco and other drug use that has led to skyrocketing cases of cancer and mental health predicaments (Gutierrez, 2016). The treaty of Waitangi is a written manuscript between Maori and British Crown which transpired in 1840.It obtains its name from the Islands bay where it was born. It comprises of three principles (partnership, participation and active protection) that obligates the Crown and the Maori to work together. Its core purpose is to cultivate partnership between the two parties to see that the Maori interests are protected. This entails demonstrating responsiveness to the aspirations of the Maori while ensuring that they enjoy equal treatment in the health sector and all other forums (Hari, 2012) Partnership entails working together. Under this principle, the government and the Maori community were to work hand in hand in the institution of strategies that were solely geared toward health gain of the Maori. Furthermore it was to see that the, altitudes, beliefs, and concerns of the natives are taken into consideration at all points of service delivery. It also envisions a scenario where the Maori can think independently and have a right in coming up with interventions that will promote their well-being (Hari, 2016) In the participation article, it requires that the Maori people or their representatives to be actively involved at all stages of making decisions, planning and during the discharge of health services .The government was to create pathways to see that the Maori people are actively involved in the activities in the health sector. In addition, the opinion of the natives must be sought before the execution of any health plan that is relevant to them (Ministry of Health, 2007) Active protection is the commitment of the government to see that all cultural aspects and values of the Maori people are safeguarded. It pertains ensuring that the levels of health of the natives is at par with that of the non-Maorians.This also entails the government instituting both promomotive and preventive mechanisms to levelize their health status with that of the non-Maori (Sier Ngata, 2000) Proper execution of the Waitangi principles can profoundly and positively change the health situation among the Maori people and the entire country at large. In the health fraternity, the health practitioner may embrace the principle of partnership by ensuring that he/she works closely with the patient during the plan and discharge of care.During healthcare delivery ,the nurse should be flexible and restraint. The patients right to have say about his /her health and preferences of interventions should be respected. This will go a long way in promoting patients self-worth and creating trust thus leading to positive health outcomes. In addition, this principle alludes that, during healthcare delivery, the healthcare practitioner should take into consideration the entire cultural aspect of the patient. This will create a culturally safe environment, propel the creation of trust thus positively impacting on the health status of the community.Moreover, this principle demands that during p atient management various departments ought to come together if need be to ensure holistic care (Davis Dew, 1999) One of the factors that have contributed to health inequality among Maori people of New Zealand is poor involved in health matters. The principle of participation requires that people are involved in the development of health plans and strategies. During delivery of care, patient should be allowed to contribute towards care. Their opinions and concerns about care and health should be respected and taken into account (Rosa ODonnell, 2013) The health team should come up with measures to safeguard the patient and public from any health hazard. This entails partnering with various stakeholders to set up adequate resources to see that the vulnerable enjoy same health status like others. For instance, this may involve propping up health promotive measures such as health education to educate the patient (s) and the public about risk behaviors that may contribute to ill-health. In addition, the health practitioners should endeavor to create a culturally safe environment to ensure that the values and beliefs of the patient are upheld and respected during the discharge of health services. Moreover, the health players should come up with preventive mechanisms such as immunizations programmers to prevent the public from contracting some infectious diseases such measles (Ministry of Health, 2007) According to the initiated District Health Board of New Zealand (2014), health disparity among the New Zealanders has been declared as the main health priority. The government has been committed to partner with other sectors to dismantle this abnormality. To mitigate this, the government has sought to address a number of issues. Within its meagle and over-stretched resources, she is seeking to to find the root cause of this robust disparity in health among the New Zealanders .This is especially among the Maori and the Pacific people. All this disparities came into being as a result of colonization by the British. Their land was alienated and then they were subjected to numerous social injustices. All these have curtailed them from accessing good healthcare and curbing the high burden of diseases (Wepa, 2015) To address this, the government has put numerous mechanisms in place to see that the available resources are shared equally among all the New Zealanders. It has endeavored to address social and economical aspects of the peoples. It has also supported the District Health Board to ensure that the people with the poorest health status have access to health housing, proper nutrition, clean water and proper sanitation. In addition, within this framework healthcare has been made comprehensive and affordable to all (Mc Gilivray, Duta Lawson, 2011) Chronic diseases such as ischemic heart disease and cancer have also been declared as health concerns in New Zealand as they claim a huge number of lives annually. Cancer is the second biggest cause of mortality in the country in both genders (New Zealand Council for Research 2016). The most common types of cancers witnessed include the following; lung cancer, prostate cancer, breast cancer, cervical cancer and bowel cancer. This high prevalence has been attributed to aging population .In addition; indiscriminate tobacco consumption has also received an equal share of blame (Gutierrez, 2016). Another menace that tops the list of the causes of mortality in New Zealand is ischemic heart disease. It is the leading cause of deaths in the country. It affects people of all ages but most commonly the elderly. It has been attributed to following factors inactivity, smoking, unhealthy diet, blood pressure and weight gain. To avert these problems, the government has intensified strategies to educate the public about the risk factor (Ministry of Health, 2011) References Davis, P. Dew, K. (1999). Health and society in Aotearoa New Zealand. Auckland, N.Z: Oxford University Press Gutierrez, W. (2016). Drug consumption: Patterns, influences and health effects. Wellington: Oxford University press Harris, B. A. (2012). Tangata Whenua: An illustrated history. New Zealand: Bridget Williams Books In Sutherland, I. L. G., New Zealand Institute of International Affairs., New Zealand Council for Educational Research. (2001). The Maori people today: London: Oxford University Press McGillivray, M.,Dutta, I., Lawson, D. (2011). Health inequality and development. Houndmills, Basingstoke, Hampshire: Palgrave Macmillan. New Zealand. (2007). Medicines New Zealand: Contributing to good health outcomes for all New Zealanders. Wellington, N.Z: Ministry of Health. New Zealand. (2011). Facts about health and disability in New Zealand. Wellington, N.Z.: Ministry of Health. Rosa, D.P. O'Donnell, O. (2013). Health and inequality. Bingley, U.K: Emerald. Siers, J. Ngata, T. (2000). The Maori people of New Zealand. Wellington: Seven seas publishing. Wepa, D. (2015). Cultural safety in Aotearoa New Zealand, Manukau: Business media press