Whats The Most Important Part of Your Credit Score

Whats The Most Important Part of Your Credit Score Whats The Most Important Part of Your Credit Score? Whats The Most Important Part of Your Credit Score?There are five different categories that make up your credit score, and one of them makes up over one-third of your score all by itself.Welcome to the Score Countdown, where we’re counting down the most important scores!Score number 5? The score for Star Wars: A New Hope, which was labeled the number one greatest movie score on AFI’s list of greatest film scores. And how could it not be?Score number 4? That would be 370, which was the combined score of the highest scoring NBA game in history on December 13, 1983, when the Pistons beat the Nuggets 186 to 184.Coming in at score number three is 1,247,700, the current high score for the “Donkey Kong” arcade game, set by Robbie Lakeman on February 2018.The second most important score is the “four score” of Gettysburg Address fame.And coming in at number one, the most important score there is … your credit score! Yes, your credit score is very important if you’re looking to get a personal loan, an apartment, a car, or any number of other things. And it’s made up of different parts.But let’s just ask the question you came to have answered: What’s the most important part of your credit score? The most important part of your credit score is Of the five factors that make up your credit score, the most important one is payment history. We’re glad we could answer that question for you. Have a nice day! Keep warm!Wait, how do you improve your payment history?Don’t worry, we weren’t just going to leave you to fend for yourself. We spoke to the experts to find out how you can improve your payment history. The first piece of advice may seem obvious, but it’s also very important.“Start making payments on time,” urged Leslie H. Tayne Esq. (@LeslieHTayneEsq), Founder and Head Attorney at  Tayne Law Group  (@taynelawgroup). “If your credit score is hurting because of your payment history, this likely means you haven’t been making your payments on time. In order to begin to remedy this, you need to start paying on time.Paying as much as you possibly can by the due date will be the fastest way to improve your score, but even making the minimum payment on time will help. Do whatever you need to do to remember to make a payment.I write all of my due dates on my desk calendar in red pen so I don’t forget. Or perhaps set a calendar reminder in your phone or leave yourself notes where you’ll see them and remember. You can’t erase late payments from your history. The only way to repair it is to change your habits.“Be patient: One on-time payment won’t erase years of damage from late payments. Boosting your score will be a gradual process, particularly if it’s very low. Late payments appear on your credit report for seven years. You will need to establish a consistent pattern of paying on time to help counteract late payments. Late payments affect your credit more the more recent they are, so working to pay on time co nsistently will help lessen the damage.”Request a (free) copy of your credit report.“Aside from the obvious answer of pay your bills on time, there are a couple other things you can do to help your payment history on your credit score,” explained Joyce Blue (@EmpoweringYouLEC).“The first thing is to get a copy of your credit report from all three credit bureaus and make sure the information reported is accurate. Youd be surprised to find out that it isnt always right. Since this category of your score is 35 percent of how your credit score is calculated you want to make sure that the reports are correct.Heres the good news: you can get one free copy of your credit report from all three credit bureaus once a year! To request a free copy of your credit report, visit www.AnnualCreditReport.com.“Make sure to dispute anything on your report that is not correct, Blue continued. Payment history stays on your report of 7 years. If you have anything reported that is older than seve n years you can request that it be removed as well. You can also request things to be removed that are not quite seven years old, and sometimes you will be successful in having those removed as well.Ask your landlord to report your rent.“Are you great at paying your rent, but not all your other bills? You can go to your landlord and ask them to report your on-time payment history to the credit bureaus, said Blue.Usually, the larger apartment complexes will be more apt to do this for you, but it never hurts to ask even with a landlord with a single rental. If you dont ask, the answer will always be no.This will help show your on-time payment history and can be a boost to other things you might not have as good a track record paying.”Use a credit card carefully.If you don’t really have a payment history to speak of, the best way to build one is through limited and responsible credit card use.“Whether with a standard or secured card, just make one small purchase a month and pa y it off in full,” advised Todd Christensen, education manager for  Money Fit (@MoneyFitbyDRS).“Best examples are Netflix and cell phone bills. They are small and typically the same every month. Do NOT carry the card with you into a consumer purchase situation (store).”While payments you make on an installment loan can also help your credit score, this isnt true for all types of personal loans. If you have lousy credit, be warned that most short-term bad credit loans like payday loans, cash advances, and title loans cant help your score; they can only hurt it.Thats because most lenders who offer no credit check loans dont report payment information; they basically opt out of the credit check ecosystem altogether.Of course, there are four other factors besides your payment history.The other four factors.Even though payment history is the most important part of your credit score, you don’t want to neglect the other four factors, which are, in descending order of importance: am ounts owed or credit utilization, length of your credit history, credit mix, and new credit inquiries.“Aside from your payment history, your credit utilization ratio is another major factor in your credit score,” Tayne told us. “This is the amount of money you owe versus your total credit line, and it includes all of your credit cards and loans.Keeping a low credit utilization ratioâ€"under 30 percent is preferred, but you should aim for even less than 30 percentâ€"can also help to offset a negative payment history. Working to get under or stay under that ratio, while also making payments on time, can help repair your credit.”OK, now you have some solid advice to help you build up your credit score. Stay warm! And to learn more about credit scores, check out these other posts and articles from OppLoans:A Brief History of Credit ScoresWhat is VantageScore?No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreCredit Utilization Ratio: What It Is, Why It’s Import ant, and How to Master ItDo you have a question about credit scores? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsMoney relationship expert and self-empowerment coach, Joyce Blue  is a certified Rapid Results coach. Joyce is passionate about empowering others to master their relationship with money, so all of their relationships thrive, they step into their power and fall in love with their lives. Contact Joyce at joyce@joyceblue.com or on Facebook and Instagram  @EmpoweringYouLEC.Author and Accredited Financial Counselor ®, Todd R. Christensen, MIM, MA, is Education Manager at  Money Fit by DRS, Inc. (@MoneyFitbyDRS), a nationwide nonprofit financial wellness and credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. Having facilitated nearly two thousand workshops since 2004 on the fundamentals of effective money management, he based his first b ook, Everyday Money for Everyday People (2014), on the discussions, tips, stories and ideas shared by the tens of thousands of individuals and couples in attendance.Leslie H. Tayne, Esq.  (@LeslieHTayneEsq) has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Leslie is the founder and head attorney at  Tayne Law Group  (@taynelawgroup), which specializes in debt relief.

2015 Plan Performance Rankings Q4

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

William Golding s Lord Of The Flies - 1381 Words

Transformation As people age, they generally tend to transform from young and oblivious children into wise and aware adults. A group of young boys arrived on the island as proper English schoolboys, but months later, they left as dirty, unkempt savages. In William Golding’s novel Lord of the Flies, an array of young school boys find themselves stranded on an island as a result of a plane crash during World War Two. With no adults, rules, and nothing holding them back, they are left to fend for themselves. In the beginning, the boys elect Ralph as chief, and begin to gradually become accustomed to the island. Near the middle, the boys begin to divide themselves. Jack Merridew, once an innocent choir boy, is now transforming himself and†¦show more content†¦At the beginning of Lord of the Flies, the rules of the conch are followed with deep reverence by most of the young, stranded boys. The rules are quite simple: a person can only talk if they have possession of the conch; those that do not have possession of the conch are not permitted to speak. As a result of the conch calling the boys together and it giving the survivors a democratic process for speaking, these simple rules bring order and democracy to an otherwise unrefined society. By the middle of the book, however, the conch has lost most, if not all, of its power to everyone besides Piggy and Ralph. They each believe that the conch alone has the power to hold the group together. If none of the boys follow the rules of the conch, then the hope of their survival is pointless. When Jack begins distancing himself from the rules of the conch and starts to only believe in hunting, Ralph realizes that if he blows the conch in an attempt to organize and the other survivors don’t respond, then all traces of the remaining civil behavior in the bots will be lost. After all, without a functional and organized society, they can begin their road to savagery. Near the end of Lord of the Flies, the conch has b een destroyed. While attempting to get Piggy’s glasses back after they had been stolen by Jack’s tribe, Piggy finds himself and the conch being struck down by a

The War Of The Vietnam War - 2031 Words

During the 20th century there have been a number amount of incidents that resulted in a change in a countries government. Radical change in government was what started infamous wars such, World War I, World War II, and the Cold War. But, probably one of the most influential events that changed the United States was the Vietnam War that lasted roughly twenty years (1955-1975). The Vietnam War, also known in Vietnam as Resistance War Against America (Vietnamese: Khà ¡ng chiá º ¿n chá »â€˜ng Má » ¹) or simply the American War, was a Cold War-era proxy war that occurred in Laos, Cambodia, and Vietnam. The Cold War’s communist influence was what led Vietnam’s government to a communist government on its own. At first the America had no involvement in the†¦show more content†¦Another objective was to establish a government for workers, peasants, and soldiers and the organization of a workers militia. Other objectives were cancellation of public debts and confisca tion of means of production and their transfer to the government. There would be distribution of French-owned lands to peasants, a suppression of taxes for the people and establishment of an eight-hour work day. A development of crafts and agriculture and the institution of freedom of organization will be issued through the charter. Finally, an establishment of education for all citizens will be issued. (1) This was the beginning of the radical change in Vietnam; these new objectives will be the starting points of what will be a brand new government completely separate from French control. In 1945 Ho Chi Minh declared Vietnamese Independence, and conflict between the French and the Vietnamese people officially began. The Declaration of Independence of the Democratic Republic of Vietnam states: All men are created equal. They are endowed by their Creator with certain unalienable Rights; among these are Liberty, Life and the pursuit of Happiness. â€Å"This immortal statement appeare d in the Declaration of Independence of the United States of America in 1776. In a broader sense, it means: all the peoples on the earth are equal from birth; all the peoples have a right to live and to be happy and free. The Declaration of the Rights of Man and the Citizen, made at the time of

Queen Elizabeth Essay examples - 1227 Words

Queen Elizabeth I Queen Elizabeth, the first, proved to be a very good and loyal monarch to England. She brought about many changes, both good and bad. On September 7, 1533 a baby girl came into the world. Back then many parents would have been greatly disappointed to have had a baby girl, rather then a boy. However these parents were glad by the birth of their first child together. These proud parents were the king and queen of England, King Henry VIII and Anne Boleyn. The girl child was named Elizabeth. The only reason for the birth of Elizabeth had been that she would have been male so that he could have been the heir to King Henry the VIII. It wasnamp;#8217;t until two years later that Henry realized he wasnamp;#8217;t going to get†¦show more content†¦Elizabethamp;#8217;s older half-sister, Mary Tudor came to the throne. Mary, who was Catholic, earned the nickname quot;Bloody Maryquot;. During the time that Bloody Mary was at the throne she married Philip of Spain, soon to be Philip the second. However Parliament blocked his accession to the English throne. She burned many Protestants at the stake. When rebels wanted to place Elizabeth on the throne Queen Mary had her arrested and sent to the Tower of London and later on to Woodstock. She remained imprisoned for five years until Mary, near death, named Elizabeth her successor. On March 17, 1558, the last Tudor monarch of England ascended the throne. Elizabeth initially did not want to face the heated conflict between the Catholics and Protestants in England. However Mary Stuart forced her to. The Catholic Mary, queen of Scotland, was the grandniece of Henry VIII and the next in line to the throne. Accused of murdering her second husband, Henry Stuart Darnley, Mary fled to England to escape a rebellion in Scotland. Many European and English Catholics plotted to put her on the throne. To protect her crown, Elizabeth had her cousin Mary Placed under house arrest in 1567. Meanwhile, Elizabethamp;#8217;s throne was threatened from the outside forces. Philip II, who became ruler of Spain and its empire in 1556, sought to control the world. England and many other European countries were jealous of Spainamp;#8217;s riches, especially in the New World. ElizabethShow MoreRelatedQueen Elizabeth: The Virgin Queen922 Words   |  4 PagesEngland.† -Elizabeth I (Add Intro) Queen Elizabeth was famously known as â€Å"The Virgin Queen† for never marrying. She refused to share her power. Queen Elizabeth was born in 1533 and she and her sister were claimed to be illegitimate by her father, Henry VIII since he was looking for a male heir to his throne. Her mother, Anne Boleyn, was executed by her husband Henry VIII for what historians believe was false charges of adultery and conspiracy when Elizabeth was just two. Elizabeth stayed at HatfieldRead MoreThe Queen Elizabeth And Elizabeth1104 Words   |  5 Pagesthis was George VI and Queen Elizabeth with the two princesses Elizabeth and Margaret. It was taken by someone my great grandmother knew, who was employed at the palace. Apparently those two little princesses were always into mischief; they were into everything. As with most siblings they used to fight all the time but if anyone tried to come between them, they’d stick together like glue. The younger sister was forever getti ng into scrapes that her elder sister, Elizabeth, had to try to get her outRead MoreThe Role Of Queen Elizabeth I And Queen Elizabeth I1271 Words   |  6 Pagesgrand total of 66 monarchs, all varying in historical importance. Queen Elizabeth I and Queen Victoria are two great monarchs still remembered today. Both women were influential figures who coined their own eras. Queen Elizabeth I influenced the Golden Age, bringing learned arts and education into popularity. The Victorian era became known as an age of great wealth and expansion for the British Empire which is attributed to Queen Victoria’s reign. What made these seemingly ordinary women become someRead MoreEssay on Queen Elizabeth841 Words   |  4 PagesThe last queen of the Tudor dynasty, Queen Elizabeth I proved to be on of the most celebrated, and controversial leaders in English history. Raised in a neglectful home, and shadowed by her mothers reputation, Elizabeth did not have the royal treatment that her si blings received. From her birth, she was a disappointment, as a child she was intelligent, yet unnoticed, and the road to her 1558-1603 reign was troubled. Elizabeth was born on September 7, 1533. To the disappointment of King HenryRead MoreQueen Elizabeth I702 Words   |  3 PagesQueen Elizabeth I was the most extraordinary leader in English history. She was born on September 7, 1533 at Greenwich Palace. Her birth was not celebrated; instead it was a bitter failure to her father King Henry VIII, who was expecting the birth of a son. Her mother was executed for treason not long after her birth (Jokinen 1). After Henry VIII’s third spouse Jane Seymour died; however, Elizabeth was set back in the order of succession after Edward and Mary by act of parliament. When she came intoRead More Queen Elizabeth Essay966 Words   |  4 Pages Queen Elizabeth was born on September 7, in 1533 to a royal couple by the name of Henry VIII and Anne Boleyn. She pertained a strong personality and strong political skills in overlooking marriage proposals and intensely flirting with many available suitors. She reigned over England without a king or children (Britannia: Elizabeth 1). Her father was known for the execution of his wives. The king had announced that any daughter would be illegitimate to the line of succession because his upcomingRead MoreQueen Mary and Queen Elizabeth of England1626 Words   |  7 PagesQueen Mary and Queen Elizabeth of England Sixteenth century England experienced a phenomenon sometimes referred to as the Age of Queens. The decisive power of the country was placed in women’s hands and their reigns were watched with a reasonable doubt. There is contrast of rule in terms of reigns between Queen Mary and Queen Elizabeth of England, both of whom were engaged in a protracted struggle for the English throne. Beside the legitimacy of their claims, there are more significant considerationsRead MoreQueen Elizabeth I Of England1040 Words   |  5 PagesElizabeth sat in her bedroom in the Buckingham palace brushing her long, curly, red hair which was stained with strands of gray. She focused on the mirror and softly stared at the freckles on her pale skin, which looked as if it needed to be ironed, and her dark brown eyes that looked like a black hole against her pale complexion. The year was 1587, Elizabeth had gone through so much to be here. Oh, my mistake, I should probably refer to her by her formal name . The Elizabeth of this daring storyRead MoreQueen Elizabeth: Majestic Virgin Queen Essay2248 Words   |  9 Pagesand for my glory, if, when I die, an inscription be engraved on a marble tomb, saying, â€Å"Here lieth Elizabeth, which reigned a virgin, and died a virgin.†Ã¢â‚¬  Unfortunately these words had become spasmodically through her reign as Queen. Queen Elizabeth was in a constant battle with Parliament for her to marry and leave an heir to the throne. She never married and did indeed die a virgin. Queen Elizabeth was often depicted in many paintings as a virgin and being of purity, of being of royalty, of strongRead MoreEssay on Queen Elizabeth I1429 Words   |  6 Pages Elizabeth I nbsp;nbsp;nbsp;nbsp;nbsp; King Henry VIII wanted a son. He had been married for seventeen long years and had only been given a daughter named Mary. Someday one of his children would rule England and it was supposed to be a boy. Henry decided he wanted a younger wife who could bear many children, so he formed his own church and re-married Anne Boleyn. This began the life of Elizabeth. nbsp;nbsp;nbsp;nbsp;nbsp;Elizabeth was born on Sunday, September 7th 1533 at three o’

Reece Biology Study Material - 3724 Words

Campbells Biology, 9e (Reece et al.) Chapter 35 Plant Structure, Growth, and Development In previous chapters, students have been exposed to basic processes in life such as photosynthesis, respiration, and evolution. Chapter 35 provides key vocabulary on plant structure and development and introduces basic concepts and processes. This information is critical for understanding higher-order concepts introduced in subsequent chapters. Multiple-Choice Questions 1) One major advantage of using Arabidopsis thaliana as a model system for studies of plant form and function is its A) fast generation time. B) exceptionally large genome. C) large seeds. D) high tolerance to stress. E) high mutation rate. Answer: A Topic: Concept†¦show more content†¦D) vascular tissue is found in roots but is absent from leaves. E) leaves have epidermal tissue but roots do not. Answer: C Topic: Concept 35.2 Skill: Application/Analysis 19) A student examining leaf cross sections under a microscope finds many loosely packed cells with relatively thin cell walls. The cells have numerous chloroplasts. What type of cells are they? A) parenchyma B) xylem C) endodermis D) collenchyma E) sclerenchyma Answer: A Topic: Concept 35.2 Skill: Application/Analysis 20) Compared to most animals, the growth of most plants is best described as A) perennial. B) weedy. C) indeterminate. D) derivative. E) primary. Answer: C Topic: Concept 35.2 Skill: Application/Analysis 21) A vessel element would likely lose its protoplast in which section of a root? A) zone of cell division B) zone of elongation C) zone of maturation D) root cap E) apical meristem Answer: C Topic: Concept 35.2 Skill: Knowledge/Comprehension 22) Gas exchange, which is necessary for photosynthesis, can occur most easily in which leaf tissue? A) epidermis B) palisade mesophyll C) spongy mesophyll D) vascular tissue E) bundle sheath Answer: C Topic: Concept 35.2 Skill: Knowledge/Comprehension 23) Which of the following best describes advantages conferred by compound leaves versus simple leaves? A) Theres a greater chance of capturing photons in intermittently shady areas. B) There is lessShow MoreRelatedWhat Is Life? Worksheet1661 Words   |  7 PagesInclude reference citations. 1. Find a media piece—article, video, presentation, song, or other—that recognizes the fundamental concepts of chemistry in biology. Include the link or reference citation for the piece and describe how it helped you better understand how fundamental concepts of chemistry affect biology. Biochemistry is the study of chemical processes in living organisms. It oversees every living process and organism. According to Arizona State University (2003), â€Å"by controlling theRead MoreMgc Practical Four Write Up. Brianna Golder-Dewar. A1721816.1268 Words   |  6 Pagesprocess will then repeat. (Reece, et al, 2015) A Dissolved Oxygen Electrode can detect the changes of oxygen production when there is a change in its environment. Originating from the Clark electrode, its silver anode and platinum is submerged in a potassium chloride electrolyte solution. When a voltage is applied, the oxygen is reduced and the electrons flow to the cathode. As there is an increase in oxygen, the more electrons that flow to the cathode. (Walker, 1990) Material and Methods The practicalRead MoreIdentification Of Unknown Organisms And Two Eukaryotes3349 Words   |  14 PagesIdentification of Unknown Organisms Benjamin Nibarger Professor Hoffman Monday 11:15 AM Group Members - Jamie Jerome, Natalie Perez, Ruth Pinzon September 27, 2014 â€Æ' Introduction The purpose of this study is to identify four unknown organisms. The unknown organisms have been assigned randomly to six-research groups by Professor Hoffman. Each research group was provided two eukaryotes and two prokaryotes. The unknown organisms will fall into the following classifications: bacteria, algae, fungiRead MoreLab Report Osmosis Essay1683 Words   |  7 Pagesosmosis on artificial cells with different concentrations of sucrose Alex McRae Biology 120-902 Grand Valley State University 1 Campus Drive Allendale, MI 49401 mcraeal@mail.gvsu.edu Abstract In this study, we tested the validity of osmosis in artificial animal cells. Osmosis is the diffusion of free water across a membrane. The purpose of the study was to calculate the rate of osmosis in artificial cells containing different concentrationsRead MoreWHat are Enzymes? Essay1666 Words   |  7 Pagesthat act as a catalyst, and it’s a chemical agent that accelerates the reaction without being consumed by the feedback or the results (Campbell and Reece, 2005). After the adjustment by the enzymes, the chemical movement through the pathways of metabolism will become awfully crowded because many chemical reactions are taking a long time (Campbell and Reece, 2005). There are two kinds of reactions in nature. The first one is Catabolic reaction and the second one is Anabolic reaction. Catabolic reactionsRead MoreEnzymes and pH Concentration1546 Words   |  6 Pagesoxygen and hydroxylated benzenes to give quinines and water. In this study extract of potato tuber were used to test the rate of reaction of enzyme catecholase at different PH and different concentrations. Enzyme activities are affected by many factors. Different experimental conditions such as, PH, enzyme concentration and temperature may modify the enzymes three-dimensional shape and alter its reaction rate. The experiment in this study is to determine the effects of pH and enzyme concentration on theRead MoreEffect of Temperature on the Rate of Movement of Gammarus Stosus1617 Words   |  7 PagesEffect of Temperature on the Rate of Movement of Gammarus setosus Abstract Gammarus setosus is a marine amphipod that is found in the intertidal waters of British Columbia. A study of temperature on the rate of movement of Gammarus setosus was undertaken to find whether temperature would positively or negatively affect the activity of Gammarus setosus. Specimens of Gammarus setosus was obtained and tested. 30 ppt salt water of 5 °C, 23 °C, and 30 °C was used to perform the experiment. TheRead MoreDrosophila Ausomal and Sex-Linked Cross Essay1377 Words   |  6 Pagesgiven us important results with regards to knowing why certain organisms and their expressions are the way they are and how some expressions are suppressed due to those particular expressions being recessive. The reason is because genetics is the study of genes and the effects of it to organisms. Genes are expected to give offspring hereditary similarities to the parent. However, this was not known and Gregory Mendel asked himself what was passed on by parents to their offspring that is the basisRead MoreNatural Selection Paper1502 Words   |  7 Pagesevolution, how natural selection results in biodiversity and why biodiversity is important to continued evolution. The sources of genetic variation such as mutations and sexual recombination will also be reviewed. Mechanisms of Evolution It is said that biology â€Å"came of age† when Charles Darwin published â€Å"On the Origin of Species by Means of Natural Selection†. In this book Darwin expressed his concept on the mechanism of evolution: natural selection. He felt that a population could change over generationsRead MoreEssay on Anaerobic Metabolism Report881 Words   |  4 PagesTitle: Anaerobic Metabolism and Exercise Introduction: In this experiment, the purpose of this experiment was to study anaerobic metabolism and blood lactate levels after different periods of rest. Anaerobic metabolism is used when aerobic metabolism can no longer fuel energy needs. Anaerobic metabolism is used in certain conditions such as when in low oxygen conditions and exercising exceeding the capacity for oxygen delivery to tissues and aerobic energy production. In these conditions during

The Novel Frankenstein By Mary Shelley - 983 Words

The novel Frankenstein, authored by Mary Shelley, begins with the introduction of explorer Robert Walton and his series of letters, to his sister Margaret Saville. Walton is the captain of a ship en route on a treacherous expedition to the North Pole. He composes a multitude of letters, particularly one where he informs Margaret that the ship is immovable and surrounded by ice. Walton reports sighting an enormous man-like creature being pulled by a dog sled, as he is looking out into the icy distance. A short time after, they made a rescue of a man, afloat a slab of ice, and in dreadful health. After a week of revival, the man was able to talk and share his story with Walton. This man was Victor Frankenstein. Victor Frankenstein describes his loving family life in Geneva, his birth, and early childhood. Victor at that point then introduces his childhood partner, and cousin, Elizabeth Lavenza. Just as Elizabeth was being adopted into Victor’s welcoming family, Victor’s mother prearranged their future marriage. Henry Clerval, a schoolmate, and close companion of Victor is also inaugurated. Victor expresses to Walton, that as a young man, he was always mesmerized by science and the unknown of the natural world. He decided to explore his fascinations and attend the University of Ingolstadt. During his departure, Victor’s mother becomes ill and dies. At the University, Victor centralizes his studies and isolates himself from society and his family. Soon after, Victor privatelyShow MoreRelatedThe Novel Frankenstein By Mary Shelley Essay1435 Words   |  6 Pages The novel Frankenstein by Mary Shelley, is a story about how important having a family is to some, but also judging someone based on their appearance. Victor Frankenstein starts the novel by describing his childhood with his loving and supportive family. Family is very important to him because he did not have many friends growing up. While Frankenstein is away at school he starts to become very depressed and you see his attitude towards his family and his life change. Being away at school, he createsRead MoreThe Mother Of The Novel Frankenstein By Mary Shelley1202 Words   |  5 Pages Mary Wollstonecraft Shelley, the mother of the novel Frankenstein, was born on August 30, 1797 in London, England, child of Mary Wollstonecraft and William Godwin. Wollstonecraft wrote about the struggle of women and promoted women’s rights, while Godwin wrote pieces that aimed toward achieving a philosophical goal. Mary Shelley was unfortunately only to really experience literary expertise through her father, for her mother died due to puerperal fever early within one month of giving birth toRead MoreMary Shelley Is The Author Of The Famed Novel Frankenstein.1495 Words   |  6 PagesMary Shelley is the author of the famed novel Frankenstein. The era in which Frankenstein was published happened to be one where religion was followed in more of a strict manner than today’s society follows. The monster in the novel was viewed as an abomination not only in its existence, but even as an idea. Although the novel was released unanimously, it was critiqued mostly from a religious standpoint. Critiques gave reviews saying that it was unintellectual work that was not worth the time itRead MoreMary Shelley s Frankenstein As A Gothic Novel1042 Words   |  5 Pages Mary shelley uses Spooky castles, mystery, and suspense: these are all elements of a Gothic novel. Mary Shelley’s Frankenstein was written in the early 19th century, the novel certainly contains many components of a Gothic novel. Shelley uses various literary devices to support the element of a supernatural event, dreams, emotions, and metonymy of gloom, which classify Frankenstein as a Gothic novel. Immediately after Frankenstein’s supernatural creation, Victor’sRead More Novel/Movie Difference Mary Shelleys Frankenstein Essay512 Words   |  3 Pages In reading the book Mary Shelley’s Frankenstein, and watching the by the same title, I discovered several large differences. Primarily, the edited and modified parts were changed to make the movie more interesting. In the book, Marry Shelley described everything in great detail. She included details that may not pertain to novel’s storyline directly, but more to the timeframe of the novel. When a movie comes out made after a specific novel, the screenplay eliminates most of these minute differencesRead MoreIn the Novel Frankenstein, by Mary Shelley, Victor Frankenstein Is the True Monster, Not the Creature Himself.1944 Words   |  8 PagesIn the novel Frankenstein, by Mary Shelley, Victor Frankenstein is the true monster, not the creature himself. Victor Frankenstein grew up in Geneva. He had a strong interest in reading the works of the ancient and outdated alchemists, and was fascinated by science and the secret of life. One day he decided that he wanted to study further, so Victor actually created a person of his own out of old body parts and strange chemicals. When the creature came to life, he was a hideously ugly beastRead MoreMary Shelley: Her life influence in Frankenstein. Mary Shelleys life hardships show up subtley throughout her novel Frankenstein.1243 Words   |  5 PagesMary Wollstonecraft Shelley endured many hardships during her life. Some of these included her mother dieing during childbirth, her loathing stepmother, and later in life, the death of her beloved husband. Although she maintained a strong relationship with her father, it did not cover-up the absence of a strong maternal figure. Mary Shelley s novel Frankenstein, was influenced by the pain she encountered in her life. Mary Wollstonecraft Godwin was born on August 30, 1797 to the couple of Mary WollstonecraftRead MoreHow Does Mary Shelley Create a Sense of Dread and Horror Up to Chapter 5 in the Novel ‘Frankenstein’?6870 Words   |  28 PagesHow does Mary Shelley create a sense of dread and horror up to chapter 5 in the novel ‘Frankenstein’? Mary Shelley wrote the novel Frankenstein. The novel is also known as the modern Prometheus. Mary Shelley, her husband Percy and Lord Byron went to Lake Geneva. Lord Byron challenged the group to a ghost story. After that Mary Shelley had a dream which then made her start writing her ghost story. Her dream was of a boy which made a machine, a man, which showed signs of life. Mary then had theRead MoreHow Successfully Do Waltons Letters Introduce the Central Themes and Concerns of the Novel Frankenstein by Mary Shelley?1980 Words   |  8 Pagessuccessfully do Waltons letters introduce the central themes and concerns of the novel Frankenstein by Mary Shelley? Walton is a sailor looking for a paradise. He believes that it exists on the north pole, even though most people would strongly disagree with this hypothesis. There are many similarities between his character and that of Victor Frankenstein, helping introduce the central themes and concerns to the novel. Waltons letters to his sister are the frame of the story. Even the main partRead MoreMary Shelleys Frankenstein: A Gothic Novel1595 Words   |  7 Pages Mary Shelly’s Frankenstein is one of the greatest Gothic novels to come out during the Romantic Period. Frankenstein is a prime example of what a Gothic novel should present to its reader through the genre’s twisted themes. Even though it was written in the Romantic period, Mary Shelley still wrote Frankenstein to be a Gothic work of literature. Many characteristics of Gothic novel can be seen within this novel. Mary Shelley’s outstanding novel Frankenstein is a prime example of a Gothic novel