The Game of Life Essay Example for Free

The Game of Life Essay Who can truly play the â€Å"game† of life? In the novel The Catcher in the Rye by J. D. Salinger, the fundamental character, Holden Caulfield, states, â€Å"Game, my butt. Some game. In the event that you jump as an afterthought where all the superstars are, at that point it’s a game, okay? I’ll concede that. Be that as it may, on the off chance that you jump on the opposite side, where there aren’t any superstars, at that point what’s a game about it? Nothing. No game† (8). This announcement is genuine on the grounds that the individuals have achievement, acclaim, and fortune that can play the â€Å"game† of life and win in it. So for what reason can just these individuals play the â€Å"game† of life? A â€Å"hot-shot† is an individual of extraordinary achievement. Those on the â€Å"other side† don't have this achievement and are thusly off guard. The individuals have prevailing in life that proceed to succeed and in the end win throughout everyday life. Despite the fact that achievement can't be actually estimated, an individual can't prevail without having earlier achievement. For instance, an individual can't be a yearning craftsman, vocalist, or creator without having prevailing in that field previously. Due to this absence of accomplishment, those on the â€Å"other side† can't play the â€Å"game† of life. â€Å"Hot-shots† don't just have achievement be that as it may. By putting himself on the â€Å"other side†, Holden distances himself from the remainder of society and may in this manner imply that those on the â€Å"other side† are too estranged from society. Those on the â€Å"other side† can't play the â€Å"game† of life since the individuals have distinction and acknowledgment who are effective. They have support, involvement in individuals, and associations. Since the individuals distanced from society come up short on these favorable circumstances, they can't play the â€Å"game† of life. Besides, there is another factor which whether an individual can play the â€Å"game† of life. Individuals normally partner accomplishment with cash, or fortune. At the point when an individual has incredible fortune, they have extraordinary achievement. This fortune anyway is the thing that makes the â€Å"hot-shots† effective in any case. Fortune isn't just characterized as cash however. It incorporates any sort of asset or unadulterated luck. All fortune anyway makes individuals fruitful, either by permitting them training or opening up circumstances that would not be accessible without it. Individuals on the â€Å"other side† don't have fortune and thusly don't have the way to play the â€Å"game† of life. So who can truly play the â€Å"game† of life? â€Å"Hot-shots† are the person who can play the â€Å"game†. Their entrance to progress, notoriety, and fortune permits them to play the â€Å"game† of life and win in it. Those on the â€Å"other side† don't approach these favorable circumstances and can in this manner not play the â€Å"game† of life and not win throughout everyday life. It isn't until an individual advances into the â€Å"hot-shot† side can they really be effective throughout everyday life.

Voice And Diction Critique The Piano Lesson Essays -

Voice And Diction Critique: The Piano Lesson Andrea Ayers TH 113 Voice and Diction Study: The Piano Lesson The Piano Lesson is a perfect work of art in itself, winning a Pulitzer Prize in 1990. Be that as it may, this specific play has components not commonplace of present day plays. It has the quintessential plot that includes a contention. By all accounts, the contention is between Boy Willie and his sister, Bernice. Notwithstanding, underneath that contention, lies the imagery of the characters. Kid Willie represents the American way or the white keeps an eye on culture. Bernice is the African-American way, remaining consistent with her underlying foundations and not leaving behind the legacy. In spite of the fact that she discovers this difficult, she won't part with her legacy. Her legacy is substantial within the sight of the piano itself. Inside the nearness of the piano, August Wilson solidly expresses his feelings about what it implies for dark individuals to acclimatize into American culture. It implies they need to surrender their dark culture in the methods of music, discourse , legacy and network. True to form, Wilson feels for the character of Bernice since he is reluctant to leave behind his way of life and folkways similarly as Bernice will not surrender her piano. Kid Willie must battle Sutters phantom to free the group of the dim and difficult past they share. Bernice must play the piano to confront her legacy, along these lines tolerating the servitude of her grandparents, not excusing it. The primary subject here isn't to overlook their past, yet rather to stand up to it. Wilson liberates his characters from agonizing recollections of bondage by means of the exercises gained from the pianos presence. Wilson renders a tight theory about how African-Americans battle to acclimatize into the standard yet hold their intrinsic sub-culture. Wilson is a creator of important words. His depiction of African-American heredity is persuading. The characters language is real and unedited. They utilize fitting discourse not offered by principles of English. It is increasingly everyday and casual. By consolidating this tongue, Wilson makes a play that is simply illustrative of the period. Characters become increasingly true as they are convincing. The crowd feels for them. At the point when a group of people superimposes the characters, the subject isn't just heard, however felt inside every person. As I sat in my seat, I felt the anguish between the kin as they conveyed their interests about the piano. For instance, Bernice depicts the piano as cleaned by the hard labor of her predecessors. The anguish of subjugation and abuse expands through her words. At the point when Boy Willie continues taking the piano, he likewise conveys his assurance to prevail on a similar land that bound his precursors. This is amazing language since it renders something beyond meaning. It imparts the manner in which the characters relate themselves to their general surroundings (past, present and future.) The language itself is exceptionally moving and deliberate. Toward the finish of the play, Wilson leaves a couple of remaining details. Does Bernice wed Avery? Does she urge Maretha to be increasingly open of her legacy? Does Boy Willie discover another road to seek after progress? Does Lymon discover his way in Pittsburgh, or come back to Mississippi? Does Whining Boy ever figure out how to settle down? Is it accurate to say that he is truly Lymons father? These inquiries are purposefully unanswered to permit the crowd to reach their own determinations about the circumstance. All that is known is that the kin have met up until further notice since they should. They have no other option yet to consolidate assets so as to move out of the disruptiveness that subjugation causes. They understand they are more grounded and more advanced by arranging to help one another. This microcosm is significant as it is flawlessly introduced and given to the benefactor to consider. I battle to order this play. Control appears to be wrong as I feel it is all inclusive: comedic, emotional, profound, reasonable, extraordinary. It doesn't have one imperfection of repetition or overstatedness. It isn't excessively basic or complex. It isn't discouraging or elevating, yet simply matter-of-truth. For all I feel that it isn't, I can not locate a widely inclusive term to portray what it is. It is genuinely multi-dimensional. Numerous parts of the play are entwined and firmly wrapped into itself. I discover a range

The primary purpose of satire Essay Example for Free

The main role of parody Essay Examine the exactness of this announcement for the two writings you have picked. Inside every single ironical work, there is a more profound earnestness underneath the content. Two such messages are Ben Eltons Dead Famous and Christopher Guests Best in Show, which both take a humorous perspective on logical issues inside society and have a hidden earnestness. Dead Famous is a mid 21st century mock classification that ridicules the possibility of unscripted tv. Dead Famous is set inside an unscripted tv arrangement entitled House Arrest in which 10 prisoners are put inside a house with thirty TV cameras for sixty-three days and seek the publics love, which is all continually supervised by Peeping Tom who controls what goes on inside the house. Underneath this parody, the writer raises major issues about social orders fixation on unscripted tv, how genuine unscripted tv is, and questions what amusement truly is. Toward the start of the 21st century, the universes fixation on unscripted tv was ascending to a pinnacle. Numerous nations around the globe had a first period of Big Brother (On which Dead Famous was based), and had screened numerous other unscripted tv projects, for example, Shipwrecked, Survivor and Temptation Island. The content takes the unscripted tv type and sabotages it. This disruption happens inside the content by the writer by taking an unscripted tv program and disparaging. The significant strategy utilized by the writer to disparage unscripted tv is overstatement. Inside the content, every standard part of unscripted tv (specifically Big Brother) have been taken to extraordinary extents. This incorporates the abuse of sexual references inside the content and the sensational occasions that occur inside the house. These sexual references have been dispersed all through the content, much like those on unscripted tv. In any case, these sexual references are taken to extraordinary extents with the prisoners verging on connecting inside the demonstration of sex very ahead of schedule inside the show. This overstatement has additionally been utilized through the occasion of a homicide that happens inside the house, this sensational occasion is one which could never happen on an unscripted tv program, anyway has been incorporated inside the content as it is a gross distortion of the occasions that would happen inside a Big Brother house. Dead Famous additionally questions the truth of unscripted tv. The writer takes that what is appeared to people in general on House Arrest (and other unscripted tv programs) isn't really what occurs inside the house. The writer does this by demonstrating the responder a few perspectives. The main perspective is that of the prisoners and what truly occurs inside the house on most days, in the grouping that they happened. This perspective likewise permits the responder to see the considerations and emotions on exercises and circumstances that the cameras can't get, or decide not to communicate. This incorporates film of the Confession Box (a soundproof room where competitors can secretly address Peeping Tom) that the editors control and play specifically to the national crowd. Kellys first visit to the admission confine was specifically played an endeavor to make her the assigned detest figure of the House Arrest arrangement. Another perspective is that of the makers and editors inside the altering room. From this point of view, the responder is demonstrated how the recording inside the house is controlled to show the open what the editors need them to see, and how the editors are paid to see what was really said and see what we [the producers] need as said. Inside this viewpoint the watchers are indicated the gadgets utilized by the editors to make a house most loved for the general population to cherish and an assigned loathe figure or bitch for them to abhor, and vote out. Through this, the responder is demonstrated that not everything that happens inside the house is what is appeared to them. The third point of view is that of what the agents are appeared through the day by day show which is seen by people in general as a step by step record of what happens inside the house. Through the day by day appear, the responder is indicated the impacts of the altering room. They are indicated the manner by which the individuals they have seen through complete film are appeared to people in general. The nauseating Woggle is a case of how the responder is demonstrated his soiled propensities during the real film, yet inside the day by day show all that is indicated is the thing that the open likes to see, his capacity to mix inconvenience and cause struggle among different detainees, in this way making him the most loved housemate. The case of woggle is one that exhibits how at all various focuses inside the programming (detainees, editors and watchers) one individual can be seen in totally various manners.

Queen Victoria Essay Example | Topics and Well Written Essays - 1500 words

Sovereign Victoria - Essay Example Sovereign Victoria has died somewhat more than hundred years and as of now she has become the subject of life story more than some other ladies conceived since 1800. Walter. L. Arnstein, the well known history specialist and essayist likewise couldn't get away from the appeal, and puzzle of the life of this incredible woman had and he additionally chose Queen Victoria as the subject of his life story. Arnstein attempted his best in fact to charm the political, social, strict and individual existence of the Queen Victoria however much as could reasonably be expected. This life story is astoundingly unique in relation to different works falling into a similar group from multiple points of view. The work is praiseworthy and it is supported too as the history has been composed by a famous student of history thus it is very expected that the book contains numerous viewpoint of her life from the purpose of an antiquarian. Furthermore, in wanting out the chronicled viewpoints and subtleties of her life, Arnstein utilizes many research materials which centers around the generally ignored parts of the Queen’s life and reign which above all is introduced in subtleties kept up by relative curtness of a specialist essayist (Arnstein, â€Å"Queen Victoria†). ... This reality can be all around apparent on the off chance that one gives a nearby contemplation into the life structures of the book. The book, â€Å"Queen Victoria† is partitioned into nine sections and a presentation. The parts are finished by the occasions which occurred sequentially into the Queen’s life or in different manners are conveniently separated into various periods of Queen’s life. The sections bear the accompanying names which are particularly comparative with the occasions and periods of Queen’s life sequentially, ‘The Cloistered Princess’, ‘The Royal Teenager’, ‘The Model of Domesticity’, ‘The Reigning Partner’, ‘Britain’s Champion’, ‘The Reclusive Widow’, ‘The Guardian of the Constitution’, ‘The Imperial Matriarch’ and ‘The Paradoxical Monarch’ (Arnstein, â€Å"Queen Victoria†). The substance in these sections are advanced from heap sources that are focusing round the political and individual existence of the Queen also. The sources incorporate Victoria’s own compositions distributed in numerous diaries and unpublished letters (Christopher, â€Å"Aristocratic Whig Politics in Early-Victorian Yorkshire: Lord Morpeth and His World†). Here, the creator gives the Queen a wide degree to state her story in her own words. Arnstein does as such by citing Victoria at numerous spots which at last clears her angle, dispute and point of view on various issues. From these individual records, the perusers are empowered to gain proficiency with the point of view, thought and vision of the Queen in regards to religion, sexual orientation, legislative issues and association with Ireland. The solidarity and accuracy with which the Queen is allowed the chance to unfurl her life through her rendition separates this book from different memoirs (Lynn,

Whats The Most Important Part of Your Credit Score

Whats The Most Important Part of Your Credit Score Whats The Most Important Part of Your Credit Score? Whats The Most Important Part of Your Credit Score?There are five different categories that make up your credit score, and one of them makes up over one-third of your score all by itself.Welcome to the Score Countdown, where we’re counting down the most important scores!Score number 5? The score for Star Wars: A New Hope, which was labeled the number one greatest movie score on AFI’s list of greatest film scores. And how could it not be?Score number 4? That would be 370, which was the combined score of the highest scoring NBA game in history on December 13, 1983, when the Pistons beat the Nuggets 186 to 184.Coming in at score number three is 1,247,700, the current high score for the “Donkey Kong” arcade game, set by Robbie Lakeman on February 2018.The second most important score is the “four score” of Gettysburg Address fame.And coming in at number one, the most important score there is … your credit score! Yes, your credit score is very important if you’re looking to get a personal loan, an apartment, a car, or any number of other things. And it’s made up of different parts.But let’s just ask the question you came to have answered: What’s the most important part of your credit score? The most important part of your credit score is Of the five factors that make up your credit score, the most important one is payment history. We’re glad we could answer that question for you. Have a nice day! Keep warm!Wait, how do you improve your payment history?Don’t worry, we weren’t just going to leave you to fend for yourself. We spoke to the experts to find out how you can improve your payment history. The first piece of advice may seem obvious, but it’s also very important.“Start making payments on time,” urged Leslie H. Tayne Esq. (@LeslieHTayneEsq), Founder and Head Attorney at  Tayne Law Group  (@taynelawgroup). “If your credit score is hurting because of your payment history, this likely means you haven’t been making your payments on time. In order to begin to remedy this, you need to start paying on time.Paying as much as you possibly can by the due date will be the fastest way to improve your score, but even making the minimum payment on time will help. Do whatever you need to do to remember to make a payment.I write all of my due dates on my desk calendar in red pen so I don’t forget. Or perhaps set a calendar reminder in your phone or leave yourself notes where you’ll see them and remember. You can’t erase late payments from your history. The only way to repair it is to change your habits.“Be patient: One on-time payment won’t erase years of damage from late payments. Boosting your score will be a gradual process, particularly if it’s very low. Late payments appear on your credit report for seven years. You will need to establish a consistent pattern of paying on time to help counteract late payments. Late payments affect your credit more the more recent they are, so working to pay on time co nsistently will help lessen the damage.”Request a (free) copy of your credit report.“Aside from the obvious answer of pay your bills on time, there are a couple other things you can do to help your payment history on your credit score,” explained Joyce Blue (@EmpoweringYouLEC).“The first thing is to get a copy of your credit report from all three credit bureaus and make sure the information reported is accurate. Youd be surprised to find out that it isnt always right. Since this category of your score is 35 percent of how your credit score is calculated you want to make sure that the reports are correct.Heres the good news: you can get one free copy of your credit report from all three credit bureaus once a year! To request a free copy of your credit report, visit www.AnnualCreditReport.com.“Make sure to dispute anything on your report that is not correct, Blue continued. Payment history stays on your report of 7 years. If you have anything reported that is older than seve n years you can request that it be removed as well. You can also request things to be removed that are not quite seven years old, and sometimes you will be successful in having those removed as well.Ask your landlord to report your rent.“Are you great at paying your rent, but not all your other bills? You can go to your landlord and ask them to report your on-time payment history to the credit bureaus, said Blue.Usually, the larger apartment complexes will be more apt to do this for you, but it never hurts to ask even with a landlord with a single rental. If you dont ask, the answer will always be no.This will help show your on-time payment history and can be a boost to other things you might not have as good a track record paying.”Use a credit card carefully.If you don’t really have a payment history to speak of, the best way to build one is through limited and responsible credit card use.“Whether with a standard or secured card, just make one small purchase a month and pa y it off in full,” advised Todd Christensen, education manager for  Money Fit (@MoneyFitbyDRS).“Best examples are Netflix and cell phone bills. They are small and typically the same every month. Do NOT carry the card with you into a consumer purchase situation (store).”While payments you make on an installment loan can also help your credit score, this isnt true for all types of personal loans. If you have lousy credit, be warned that most short-term bad credit loans like payday loans, cash advances, and title loans cant help your score; they can only hurt it.Thats because most lenders who offer no credit check loans dont report payment information; they basically opt out of the credit check ecosystem altogether.Of course, there are four other factors besides your payment history.The other four factors.Even though payment history is the most important part of your credit score, you don’t want to neglect the other four factors, which are, in descending order of importance: am ounts owed or credit utilization, length of your credit history, credit mix, and new credit inquiries.“Aside from your payment history, your credit utilization ratio is another major factor in your credit score,” Tayne told us. “This is the amount of money you owe versus your total credit line, and it includes all of your credit cards and loans.Keeping a low credit utilization ratioâ€"under 30 percent is preferred, but you should aim for even less than 30 percentâ€"can also help to offset a negative payment history. Working to get under or stay under that ratio, while also making payments on time, can help repair your credit.”OK, now you have some solid advice to help you build up your credit score. Stay warm! And to learn more about credit scores, check out these other posts and articles from OppLoans:A Brief History of Credit ScoresWhat is VantageScore?No Credit Card? Here Are 6 Ways You Can Still Fix Your Credit ScoreCredit Utilization Ratio: What It Is, Why It’s Import ant, and How to Master ItDo you have a question about credit scores? Let us know! You can find us  on  Facebook  and  Twitter.  |  InstagramContributorsMoney relationship expert and self-empowerment coach, Joyce Blue  is a certified Rapid Results coach. Joyce is passionate about empowering others to master their relationship with money, so all of their relationships thrive, they step into their power and fall in love with their lives. Contact Joyce at joyce@joyceblue.com or on Facebook and Instagram  @EmpoweringYouLEC.Author and Accredited Financial Counselor ®, Todd R. Christensen, MIM, MA, is Education Manager at  Money Fit by DRS, Inc. (@MoneyFitbyDRS), a nationwide nonprofit financial wellness and credit counseling agency. Todd develops educational programs and produces materials that teach personal financial skills and responsibilities to all ages. Having facilitated nearly two thousand workshops since 2004 on the fundamentals of effective money management, he based his first b ook, Everyday Money for Everyday People (2014), on the discussions, tips, stories and ideas shared by the tens of thousands of individuals and couples in attendance.Leslie H. Tayne, Esq.  (@LeslieHTayneEsq) has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Leslie is the founder and head attorney at  Tayne Law Group  (@taynelawgroup), which specializes in debt relief.

2015 Plan Performance Rankings Q4

Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details, please view our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). One-year performance ranking Rank State Plan Performance score 1 California The ScholarShare College Savings Plan 21.38 Plan Details 2 District of Columbia DC 529 College Savings Program (Direct-sold) 22.90 Enroll Now 3 Illinois Bright Start College Savings Program -- Direct-sold Plan 24.37 Enroll Now 4 West Virginia SMART529 WV Direct College Savings Plan 26.26 Plan Details 5 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 27.29 Enroll Now 6 Maine NextGen College Investing Plan -- Client Direct Series 28.03 Enroll Now 7 Michigan Michigan Education Savings Program 31.01 Plan Details 8 Minnesota Minnesota College Savings Plan 33.40 Plan Details 9 Utah Utah Educational Savings Plan (UESP) 33.58 Plan Details 10 Nebraska Nebraska Education Savings Trust - Direct College Savings Plan 33.98 Enroll Now See the full list of one-year direct-sold rankings. Click "Next Page" below to see 3 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Three-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 15.20 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 25.00 3 Maine NextGen College Investing Plan -- Client Direct Series 26.44 Enroll Now 4 California The ScholarShare College Savings Plan 27.06 Plan Details 5 Tennessee TNStars College Savings 529 Program 27.26 Plan Details 6 Florida Florida 529 Savings Plan 31.15 Plan Details 7 Utah Utah Educational Savings Plan (UESP) 31.83 Plan Details 8 New Jersey NJBEST 529 College Savings Plan 34.95 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 35.11 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 36.12 Enroll Now See the full list of three-year direct-sold rankings. Click "Next Page" below to see 5 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Five-year performance ranking Rank State Plan Performance score 1 District of Columbia DC 529 College Savings Program (Direct-sold) 18.42 Enroll Now 2 New York New York's 529 College Savings Program -- Direct Plan 24.99 3 Maine NextGen College Investing Plan -- Client Direct Series 27.97 Enroll Now 4 Utah Utah Educational Savings Plan (UESP) 30.72 Plan Details 5 Alaska University of Alaska College Savings Plan 30.91 6 Florida Florida 529 Savings Plan 31.51 Plan Details 7 Illinois Bright Start College Savings Program -- Direct-sold Plan 32.09 Enroll Now 8 Michigan Michigan Education Savings Program 33.85 Plan Details 9 New Mexico The Education Plan's College Savings Program 34.77 Enroll Now 10 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 35.62 Enroll Now See the full list of five-year direct-sold rankings. Click "Next Page" below to see 10 year rankings. Each quarter Savingforcollege.com analyzes the investment performance figures for thousands of 529 portfolios and ranks the 529 savings plans from best to worst for one-year investment performance, three-year investment performance, five-year investment performance and ten-year investment performance. The top-performing 529 plans In producing our rankings, we compared the reported investment performance of a subset of portfolios from each 529 savings plan. The "performance score" determines the ranking. For more details on our methodology. Here are our 529 performance rankings as of December 31, 2015. We ranked plans that consumers can enroll in directly (see below), as well as those sold through brokers and fee-based financial planners). Ten-year performance ranking Rank State Plan Performance score 1 Utah Utah Educational Savings Plan (UESP) 23.29 Plan Details 2 Louisiana START Saving Program 28.98 Plan Details 3 New York New York's 529 College Savings Program -- Direct Plan 31.40 4 Florida Florida 529 Savings Plan 32.76 Plan Details 5 Alaska University of Alaska College Savings Plan 33.49 6 District of Columbia DC 529 College Savings Program (Direct-sold) 36.35 Enroll Now 7 Ohio Ohio CollegeAdvantage Direct 529 Savings Plan 37.55 Enroll Now 8 Alaska T. Rowe Price College Savings Plan 38.34 9 South Carolina Future Scholar 529 College Savings Plan (Direct-sold) 38.62 Enroll Now 10 Iowa College Savings Iowa 39.03 Enroll Now See the full list of ten-year direct-sold rankings. For broker-sold plan rankings and fee-based financial planners. How to rank 529 plan performance Ranking over 3,000 investment options is no easy task, considering the wide variety of options found in 529 savings plans, and it requires a special methodology. Step one: We select specific portfolios from each 529 plan that can be compared on an apples-to-apples basis to portfolios in other 529 plans, based on their allocation among stocks, bonds and short-term instruments (money market and guaranteed investments). We've set up seven different asset-allocation categories ranging from 100 percent equity to 100 percent short-term. Step two: Within each of the seven categories, we compare historical performance of the selected portfolios and assign each plan a percentile ranking between one (best) and 100 (worst). Separate rankings are developed for one-year, three-year, five-year and ten-year performances. Step three: We take the average of each 529 plan's percentile rankings in the seven asset-allocation categories to produce a combined or "composite" percentile ranking. We then produce reports showing how the 529 plans rank against each other in their composite percentile rankings. Note: We currently produce these composite rankings for one-year, three-year, five-year and ten-year performances. For a more in-depth explanation of our methodology, please read our white paper. See the one-year direct-sold, three-year direct-sold, five-year direct-sold and ten-year direct-sold rankings. More information Links to our full report on the composite rankings for this quarter are provided below for the direct-sold 529 plans. Only our Premium subscribers have access to composite rankings for advisor-sold 529 plans, to the underlying data supporting the rankings and to separate one-year, three-year, five-year and ten-year rankings for each of the seven different asset-allocation categories. In addition, subscribers can easily look up the historical performance for every 529 portfolio in every available share class by using our Fee and Performance Lookup Tool.

William Golding s Lord Of The Flies - 1381 Words

Transformation As people age, they generally tend to transform from young and oblivious children into wise and aware adults. A group of young boys arrived on the island as proper English schoolboys, but months later, they left as dirty, unkempt savages. In William Golding’s novel Lord of the Flies, an array of young school boys find themselves stranded on an island as a result of a plane crash during World War Two. With no adults, rules, and nothing holding them back, they are left to fend for themselves. In the beginning, the boys elect Ralph as chief, and begin to gradually become accustomed to the island. Near the middle, the boys begin to divide themselves. Jack Merridew, once an innocent choir boy, is now transforming himself and†¦show more content†¦At the beginning of Lord of the Flies, the rules of the conch are followed with deep reverence by most of the young, stranded boys. The rules are quite simple: a person can only talk if they have possession of the conch; those that do not have possession of the conch are not permitted to speak. As a result of the conch calling the boys together and it giving the survivors a democratic process for speaking, these simple rules bring order and democracy to an otherwise unrefined society. By the middle of the book, however, the conch has lost most, if not all, of its power to everyone besides Piggy and Ralph. They each believe that the conch alone has the power to hold the group together. If none of the boys follow the rules of the conch, then the hope of their survival is pointless. When Jack begins distancing himself from the rules of the conch and starts to only believe in hunting, Ralph realizes that if he blows the conch in an attempt to organize and the other survivors don’t respond, then all traces of the remaining civil behavior in the bots will be lost. After all, without a functional and organized society, they can begin their road to savagery. Near the end of Lord of the Flies, the conch has b een destroyed. While attempting to get Piggy’s glasses back after they had been stolen by Jack’s tribe, Piggy finds himself and the conch being struck down by a